One more scandal of Maricar Reyes and Hayden Kho is now out of the open and getting the buzz, another reason for people to get curious and influence them to squander their money for the heck of catching a glimpse of it. People just can’t seem to get over this Maricar-Hayden sex scandal, especially that this has gone beyond its limits. While other ‘victims’ had only one video scandal, the Maricar-Hayden had now reached part three. Probably more to come? No matter how we try to impede the sprawl of these sex scandals by seizing those vendors who are taking advantage of the issue, it still boils down to one thing… that we can only bring this to a halt if we ourselves try to have power over our curiosity.

(Photo taken from Google)
Are you the kind of person who patronizes replicas? It may sound absurd and scary to use products that haven’t made a name in the market yet, but taking the risk might pay off. Wholesalers of China phones have now scattered in different arcades. For a very low cost, you can have all the features you want in a mobile phone – camera, video, mp4, bluetooth, touchscreen, and even television! Some may say that you don’t get your money’s worth because majority of these products are substandard and defective. But as a consumer, I would still go for it since it has guarantee for one month and I have the privilege to return and replace it with another unit if I’m not satisfied with the quality. It is indeed much safer than buying second hand original phones, I guess. And even if I have to buy a mobile phone twice in a year, I would still be able to allot a sum of money in my piggybank. I have been an enthusiast buyer of China phones since last year, and so far, so good!
We often view business as something that would bail us out from the tough jobs that we are tasked to do by our superiors. We just don’t like the idea of being bossed around all the time, do we? Compelling us to get things done at an instant, meeting deadlines, working a minimum of eight hours in a day, demands that get out of hand, act in accordance with your workplace’s policies, steer clear from tardiness and absences, chasing after salary increase and promotion, and being aware that the person above you is just doing ‘power-trip,’ are just some of the few reasons why we dream of having our own business. So what do we have to contend with in starting our own business?
The most common problem that we encounter in setting out a business is the capital. Oftentimes, what we have on hand is insufficient. We actually have an option to borrow from a bank, but at times we are having second thoughts if the bank would find us creditworthy. That is why some would resort to other lending institutions such as loan sharks. But we shouldn’t think that way. Banks treat us as business partners and they are willing to assist us in our financial needs if they are certain and confident that their debtor is willing and able to pay. The banks can identify to whom they can afford to lend their money to, because every loan applicant is assessed based on what they call the 4 Cs of Credit – Character, Capacity, Collateral, Capital. We can also pay our loan in a short-term or long term basis. So fear no more. Having the guts to take the risk only proves that you, as the capitalist and would-be entrepreneur, believe that you have a good project because you are laying down your money and name to finance the envisioned business.